STUDENT-ATHLETE MEDICAL INSURANCE POLICY
All student-athletes must have active primary health insurance that covers injuries suffered during school athletics participation. The failure to provide proof of current insurance will result in immediate suspension from all physical athletic activities (ex. weightlifting, practices, competitions, etc.) until proof of current insurance coverage is provided.
Any intercollegiate student-athlete who sustains an athletic-related injury or illness will have all related medical bills filed with their private health insurance as the “Primary” insurance provider.
Once the “Primary” insurance benefits are exhausted a copy of the primary insurance company’s Explanation of Benefits (EOB) and the medical provider’s statement must be received by the Insurance Coordinator. The University’s secondary policy may be responsible for those remaining eligible expenses not covered by the primary insurance policy. It is the student-athletes responsibility to bring both the EOB and provider statement in a timely manner. Failure to do so may delay secondary filing and payment or result in denial of payment.
The University of Georgia system currently requires all full-time students to have medical insurance. Savannah State University currently offers an acceptable primary health insurance plan through United Healthcare. This is not in any way administered by the sports medicine staff. Charges for this insurance policy can be found on the student’s billing statement. Questions about this insurance policy or its charges should be directed appropriately.
It should be noted that the athletic department may only cover injuries sustained during Savannah State University Intercollegiate Athletics supervised/authorized practices, strength and conditioning, or games. Additionally, the secondary insurance will only be filed when the EOB is received and the student-athlete reports the injury to one of the SSU athletic trainers, is evaluated by the athletic trainer, and is referred by the athletic trainer. Any other circumstances under which injuries may occur will be regarded as non-athletic in nature and are not the responsibility of Savannah State University Athletic Department, nor is it legal for the athletic department to assume such responsibility. Medical appointments must be scheduled for the student-athletes by the SSU Athletic Training Staff.
The Savannah State University Athletic Department will not be financially responsible for payment of unauthorized appointments.
EOBs and billing statements may be delivered in person, mailed to the athletics address attn: athletic training, or faxed to (912)358-3939. If you should have any questions regarding the Savannah State University Athletic Medical Insurance Policy, please do not hesitate to contact the Savannah State University Insurance Coordinator at (912) 358-3357.
